# Splits

### When to use splits

Use splits when a single transaction needs to be divided - for example:

* A charge that covers both office supplies and software
* A shared expense (like rent or insurance) that should be split across multiple businesses
* A loan payment that includes both principal and interest

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### Split a transaction

1. Click the transaction to open the details panel
2. Click **Split transaction**
3. Add line items and allocate each portion by amount or percentage
4. Assign a category to each line
5. Click **Save**

The split amounts must add up to the original transaction total. To undo a split, open the transaction and click **Unsplit**.

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### Split by amount vs. percentage

* **By amount** - use when you have exact figures, like a loan amortization schedule
* **By percentage** - use for recurring allocations, like splitting a shared expense proportionally across businesses

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### Splitting across businesses

If you have multiple entities, you can split a transaction and assign each portion to a different business. Kick automatically creates the intercompany accounting entries on both sides - you don't need to do anything manually.

→ [Multi-Entity](/setting-up/multi-entity.md)

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### Automate with Rules

For transactions that always need the same split - like a recurring insurance bill that's always divided the same way - create a Split Rule to handle it automatically every time it syncs.

→ [Rules](/common-workflows/rules.md)

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### Integration splits

Some integrations split transactions automatically:

* [**Stripe**](/integrations/payment-processors.md) - splits payouts into gross revenue, fees, and net
* [**PayPal**](/integrations/payment-processors.md) - splits payments into revenue and fees
* [**Gusto**](/integrations/gusto.md) - splits each payroll run into wages, payroll taxes, and benefits

These happen automatically once the integration is connected.