Transfers

What is a transfer?

A transfer is any movement of money between two accounts you own - for example:

• Moving money from checking to savings
• A Stripe or PayPal payout landing in your bank account
• Paying your credit card bill from your checking account

When both accounts are connected to Kick, each side shows up as a separate transaction. Kick needs to link them together so the movement is recorded as a transfer, not as income on one side and an expense on the other.

How Kick handles transfers automatically

Kick looks for matching transactions across your accounts and links them automatically. When a match is found, both sides are categorized as a transfer and the movement nets to zero - so it doesn't inflate your income or expenses.

For payment processors like Stripe and PayPal, Kick's direct integrations handle this automatically.

When transfers need your attention

If Kick can't find a confident match, it surfaces a suggested match on the transaction. You can accept or dismiss it from the transaction detail panel.

If a transaction is categorized as a transfer but has no match, it usually means:

• The other account isn't connected to Kick yet
• The category on the other side needs to be updated

Match a transfer manually

1. Click the transaction to open the details panel
2. Click Match
3. Select the corresponding transaction on the other account

To unmatch, open the transaction and click Unmatch.

Credit card payments

Paying your credit card from your bank account is a common transfer. The outflow from your bank and the payment recorded on your credit card should be matched together. Kick usually handles this automatically - if it doesn't, use the manual match above.

Automate with Rules

For transfers that follow a predictable pattern - like a Stripe payout always landing in the same bank account - you can create a Transfer Rule to match them automatically.

→ Rules